Navigating Insurance Markets with Clarity and Confidence.
We help businesses and their employees understand health insurance options and make confident decisions that save time, money, and stress.
Group & Employee Benefits
We build businesses customized benefits packages that attract and retain talented employees, while supporting their long-term well-being. We take the time to understand your organization and guide you toward coverage that fits your team and your budget.
Coverage Areas
Health Insurance
Critical Illness Coverage
Dental & Vision Coverage
Hospital Indemnity Coverage
Life Insurance
Employee Benefits Education
Disability Coverage
Ongoing Support
Complete Employee Benefits Solutions
Protect your workforce with coverage options that support health, financial security, and peace of mind.
Health Insurance
Medical coverage plans tailored to your workforce size and budget.
Dental Coverage
Preventive and restorative dental benefits employees value.
Vision Coverage
Eyewear and vision exam benefits for your entire team.
Life & AD&D Insurance
Financial protection for employees and their families.
Short-Term Disability
Income protection during temporary illness or injury.
Long-Term Disability
Extended income replacement for serious health events.
Critical Illness Coverage
Lump-sum benefits for heart attack, stroke, and other critical events.
Cancer Coverage
Supplemental benefits to offset cancer treatment costs.
Hospital Indemnity
Fixed daily benefits for hospital stays and outpatient procedures.
Benefits Technology
Benefits Administration Made Easy
Manage enrollment, employee changes, and benefits administration through a streamlined technology platform designed to save time and reduce administrative burden.
Streamlined Enrollment
Employee Self-Service
Benefits Administration
Eligibility Management
Reduced Paperwork
Ongoing Support
Why Employers Choose Starion Benefits
Strategic Benefits Planning
Support with benefit design, renewals, and long-term planning.
Employee Education
Help employees understand and maximize their benefits.
Responsive Service
Quick answers for coverage, enrollment, and claims questions.
Dedicated Partnership
A trusted advisor supporting HR teams and business leaders.
Our team helps employers
build competitive benefits programs while simplifying administration and supporting employees year-round.
Medicare
Turning 65 or transitioning off employer coverage can be overwhelming. We help you compare your options, understand deadlines, and choose coverage that fits your health needs and budget.
Medicare Advantage and Medicare Supplement comparisons
Part D prescription coverage review
Help with enrollment timing and next steps
Annual plan reviews to make sure your coverage still fits
For Individuals & Families
Coverage that fits your life, not the other way around.
Insurance decisions can feel overwhelming. We're here to make them easier. Whether you're navigating health insurance, planning for Medicare, or preparing for a major life change, you'll always have someone in your corner who listens first and guides second.
Straightforward guidance on health insurance and Medicare
Support during open enrollment and qualifying life events
A trusted expert who helps you protect what matters most
Meet Melanie Nicklos
Melanie is the heart of Starion Benefits, using her expertise and compassion to advocate for the best possible health and financial outcomes for every client. With her leadership, Starion helps business owners and individuals navigate complex Medicare and insurance plans.
Melanie is an established local insurance and HR benefits entrepreneur, has a master's in organizational leadership from the University of Mary, and has been certified through SHRM-CP since 2015.
You deserve coverage that supports your wellbeing, your budget, and your peace of mind.
Here When Life Changes or When You Just Need Answers
Questions about your current plan? Preparing for open enrollment? Managing benefits for a growing team?
Whatever's ahead, you don't have to navigate it alone.
Take your next step with clarity and confidence. Connect with Melanie and the Starion Benefits team today.
Navigating Insurance Markets with Clarity and Confidence.
We help businesses and their employees understand health insurance options and make confident decisions that save time, money, and stress.
Group & Employee Benefits
We build businesses customized benefits packages that attract and retain talented employees, while supporting their long-term well-being. We take the time to understand your organization and guide you toward coverage that fits your team and your budget.
Coverage Areas
Health Insurance
Dental & Vision Coverage
Life Insurance
Disability Coverage
Critical Illness Coverage
Hospital Indemnity Coverage
Employee Benefits Education
Ongoing Support
Complete Employee Benefits Solutions
Protect your workforce with coverage options that support health, financial security, and peace of mind.
Health Insurance
Medical coverage plans tailored to your workforce size and budget.
Dental Coverage
Preventive and restorative dental benefits employees value.
Vision Coverage
Eyewear and vision exam benefits for your entire team.
Life & AD&D Insurance
Financial protection for employees and their families.
Short-Term Disability
Income protection during temporary illness or injury.
Long-Term Disability
Extended income replacement for serious health events.
Critical Illness Coverage
Lump-sum benefits for heart attack, stroke, and other critical events.
Cancer Coverage
Supplemental benefits to offset cancer treatment costs.
Hospital Indemnity
Fixed daily benefits for hospital stays and outpatient procedures.
Benefits Technology
Benefits Administration Made Easy
Manage enrollment, employee changes, and benefits administration through a streamlined technology platform designed to save time and reduce administrative burden.
Streamlined Enrollment
Employee Self-Service
Benefits Administration
Eligibility Management
Reduced Paperwork
Ongoing Support
Why Employers Choose Starion Benefits
Strategic Benefits Planning
Support with benefit design, renewals, and long-term planning.
Employee Education
Help employees understand and maximize their benefits.
Responsive Service
Quick answers for coverage, enrollment, and claims questions.
Dedicated Partnership
A trusted advisor supporting HR teams and business leaders.
Our team helps employers build competitive benefits programs while simplifying administration and supporting employees year-round.
Medicare
Turning 65 or transitioning off employer coverage can be overwhelming. We help you compare your options, understand deadlines, and choose coverage that fits your health needs and budget.
Medicare Advantage and Medicare Supplement comparisons
Part D prescription coverage review
Help with enrollment timing and next steps
Annual plan reviews to make sure your coverage still fits
For Individuals & Families
Coverage that fits your life, not the other way around.
Insurance decisions can feel overwhelming. We're here to make them easier. Whether you're navigating health insurance, planning for Medicare, or preparing for a major life change, you'll always have someone in your corner who listens first and guides second.
Straightforward guidance on health insurance and Medicare
Support during open enrollment and qualifying life events
A trusted expert who helps you protect what matters most
Meet Melanie Nicklos
Melanie is the heart of Starion Benefits, using her expertise and compassion to advocate for the best possible health and financial outcomes for every client. With her leadership, Starion helps business owners and individuals navigate complex Medicare and insurance plans.
Melanie is an established local insurance and HR benefits entrepreneur, has a master's in organizational leadership from the University of Mary, and has been certified through SHRM-CP since 2015.
You deserve coverage that supports your wellbeing, your budget, and your peace of mind.
Here When Life Changes or When You Just Need Answers
Questions about your current plan? Preparing for open enrollment? Managing benefits for a growing team?
Whatever's ahead, you don't have to navigate it
alone.
Take your next step with clarity and confidence. Connect with Melanie and the Starion Benefits team today.